MidWest Micro: Toshiba financial services FAQ

FREQUENTLY ASKED QUESTIONS

"Does Toshiba Financial Services offer leases with end of term options other than Fair Market Value?"
Toshiba Financial Services offers a full array of lease solutions. End of term options include Fair Market Value, $1.00 buyouts and Guaranteed Purchase Options. Our Financial Advisors will work to customize lease proposals to satisfy individual requirements.

"Why would I want a FMV lease as opposed to a $1.00 buyout lease?"
Fair Market Value leases typically offer the lowest monthly payments and the entire payment amount can be deducted as a business expense. Furthermore, at the end of the lease term you simply return the equipment to TFS and replace it with new technology, eliminating the burden of disposing of old equipment and relying on outdated equipment.

"What should I do if I'm not sure whether or not I want to own this equipment in three years."
Many customers worry about future technology requirements. FMV leases give you the lowest monthly payments and the end of lease option to either purchase the equipment or return it to TFS. With leasing, you have the flexibility to upgrade to new and improved equipment at the end of your lease term.

"Can I finance 100% of the purchase price? My bank requires a 25% deposit."
Yes. We will finance 100% of the purchase price, and usually no down payment is required.

"Is there a minimum transaction size for dealing with Toshiba Financial Services?"
No, Toshiba Financial Services can accommodate all your Toshiba equipment needs. We have no preset minimum or maximum amounts. We will even write a lease for a single personal computer as long as the customer is a qualified business. Our credit analysts will determine the amount of financing we can offer.

"Will Toshiba Financial Services finance the installation of my new equipment?"
Yes. Installation and freight charges, as well as taxes, can be covered in your lease and amortized over its life.

"My existing lease still has one year remaining. Is there anything I can do to acquire the equipment my business needs today?"
TFS can work with you to buy back the existing lease and incorporate that into a new lease for the new equipment.

"Will you finance other equipment with my Toshiba equipment?"
With Toshiba Financial Services, we can work with you to help finance your other equipment purchases into one consolidated lease payment.

"Does Toshiba Financial Services offer leasing to public agencies, such as schools or governments?"
Toshiba Financial Services is a full-service leasing organization offering lease solutions to the public sector, as well as commercial businesses. TFS offers tax-exempt financing to organizations that qualify along with specific terms and conditions to accommodate their unique requirements.

"Are your rates competitive?"
Yes, our rates are competitive. Our pricing analysts are constantly reviewing our competitors' pricing. Yet, we all know there is more to a product than price. We provide a wide variety of other services that help make your job easier. Most importantly, by dealing with Toshiba Financial Services you are in a far better position to receive more favorable treatment when it comes to upgrades or the end of the lease than with a third party finance company.

Call Toshiba Financial Services at: 1-800-207-8362